Ragam Mazhab dan Penalaran Usul al-fiqh dalam Fatwa DSN-MUI No. 166/DSN-MUI/II/2026 tentang Kegiatan Usaha Bulion Berdasarkan Prinsip Syariah

Authors

  • Yusuf Arifai Ma'had Aly At-Tarmasi

Keywords:

Sharia Bullion, DSN-MUI, Gold, Fatwa, Madhhab Plurality, Usul al-fiqh

Abstract

This article analyzes madhhab plurality and usul al-fiqh reasoning in DSN-MUI Fatwa No. 166/DSN-MUI/II/2026 concerning Sharia-compliant bullion business activities. The issue is significant because bullion activities have obtained a regulatory basis through Law No. 4 of 2023 and OJK Regulation No. 17 of 2024, while their implementation in Islamic financial institutions requires clear Sharia parameters to prevent riba, gharar, speculation, and mere contractual formalism. This is qualitative Islamic legal research using normative-doctrinal, statutory, conceptual, comparative madhhab, maqasid al-sharia, and usul al-fiqh approaches. The primary sources are DSN-MUI Fatwa No. 166/DSN-MUI/II/2026, OJK Regulation No. 17 of 2024, Law No. 4 of 2023, and related DSN-MUI fatwas on gold and Islamic commercial contracts. The data are analyzed through content analysis, comparative madhhab analysis, and usuli reasoning, particularly tahqiq al-manath’, takhyir, tarjih, scrutiny of legal cause, maslahah, sadd al-dhari’ah, and commercial custom. The findings show that Fatwa 166 employs madhhab plurality selectively and functionally: gold is treated as sil’ah, shared ownership is accommodated, constructive possession is recognized, and multiple contracts are mapped according to the function of each bullion activity. The article concludes that such plurality represents a disciplined collective ijtihad rather than unrestricted legal eclecticism

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Published

25-07-2026

How to Cite

Arifai, Yusuf. “Ragam Mazhab Dan Penalaran Usul Al-Fiqh Dalam Fatwa DSN-MUI No. 166/DSN-MUI/II/2026 Tentang Kegiatan Usaha Bulion Berdasarkan Prinsip Syariah”. Jurnal Al Tarmasi 4, no. 1 (July 25, 2026): 22–36. Accessed July 30, 2026. http://ejournal.mahadaly-attarmasi.ac.id/index.php/jat/article/view/54.

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Vol. 4 No. 1 (2026): Jurnal Al Tarmasi

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